Useable Equity Calculator

How much useable equity do I have?

If you're wanting to buy an investment property using the equity in your current property portfolio and are wondering how much you can borrow, check out our calculator below. It will help you determine how much equity you have available across the properties you own (usable equity), that can then be leveraged towards purchasing more property. The calculator factors in current LVR restrictions for owner occupied properties, existing investment properties, and new build investment properties, and gives you the maximum purchase that your equity allows.

Owner Occupied Property ValueCurrent Outstanding MortgageTotal Value of Existing Investment PropertiesOutstanding Mortgage on Investment Properties

Click calculate to display your results

Note: This calculator only determines the potential equity for a deposit. Property investment feasibility is subject to servicing ability and other core policy requirements. Want more information? Download our free Property Investment Guide below.

Need more information? Download our free Property Investment Guide

Download Guide

What Next?

Apply for a Home Loan with Lateral Partners.

Ready to get started on a mortgage application? Applying with Lateral is easy- simply click here to apply on our secure site.

We’ll ask for some further details of the property you’d like to purchase, along with information about your current living situation, income, assets and liabilities.

Once we’ve received your application, one of our team will be in touch to put your plans into motion and advise on the next steps. Should you require any assistance throughout the application, give us a call and one of our team will guide you through the process.

Ready to get started on your mortgage application?

Apply